Bank

Lending

2. Depending on the terms of the financial loan request, the amount and the agreed term, the interest rate may be adjustable.
 

3.  Each case of financial lending, depending on many factors, may differ in the credit rate.

4.  The procedure for issuing a financial loan:

 
a) The borrower undertakes to make a guarantee of return within the specified period

b) The guarantee may be property or a guarantor of the Gypsy nation
 
c) A guarantee without a guarantor means movable or immovable property that, for the duration of a financial loan, comes under the control of a group responsible for monitoring the quality of financial transactions, loan payments and lending

 
d) Financial Operations Quality Control Group - people with an impeccable reputation in the Roma community, elderly people

 
e) In case of an unpaid loan, the guarantee becomes the property of the creditor according to the scheme: loan term + insurance term (20% of the interest rate with a 50 percent reduction) + final term (10% of the total time without interest)

 
f) The guarantee may be in the form of documentation or transfer of property rights from a certain specified period of time (after the last date for repayment of the loan)

 
g) In the event that a guarantee can be given by a guarantor, the guarantor undertakes to issue similar guarantees.

Guarantor as a business

30 percent of the interest rate is the guarantor's share.

Any transactions that are "on credit", be it transport, real estate or jewelry, can be covered by bank funds.

Lending levels
 

2. From 15,000 to 50,000 euros
3. From 50,000 to 250,000 euros
4. from 250,000 to 1,000,000 euros 
 

Order of the process 

2. Communication is established and negotiations are held on the terms, terms, amount and guarantee

3. The Bank provides a response within 72 working hours